The #1 pricing and underwriting platform for commercial P&C insurance.

Write a more
profitable book

AI-powered decisions from triage, to pricing, to portfolio optimization

Submission Triage

Win more of the right risks

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Submission Triage

Pricing & Rating

Price each risk with confidence

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Pricing & Rating

Portfolio Intelligence

Steer a more profitable portfolio

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Portfolio Intelligence

Decision Engine

Smart logic you control

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Decision Engine

The #1 pricing and underwriting platform for commercial P&C insurance

Traditional workbenches organize tasks
hx powers underwriting performance

Strengthen decisions from triage to risk selection, pricing, and portfolio optimization with the most proven AI-native platform for commercial P&C.

Connect your data, encode your logic, and keep the full underwriting context all in one place, so your edge keeps sharpening over time.

Enterprise Security

SOC2 Type 2 and ISO 27001:2022 certified, with rigorous controls to protect sensitive underwriting data and help you meet enterprise compliance requirements.

Full audit trails & governance

Every decision, rule change, and model update is captured end-to-end - giving you transparency, accountability, and a clear path for regulatory review.

Open, portable, yours

Structured access to all data, configuration, and code, available anytime for full transparency, portability, and operational continuity.

Leading insurers prefer hx

$60bn

GWP contracted on the hx platform annually

2-3% loss ratio improvement

10x faster model build

50% faster quote to bind

models built in
nine months

Richer data capture for decision making

Seamless data integrations

Improved actuary-underwriter collaboration

drop in model
build time

Aviva fast tracks model deployment with hx

Built 20 different pricing models in just 9-months

New policy creation cut to 5-10 minutes from 1hr

Heading goes here

$60bn

GWP contracted on the hx platform annually

2-3% loss ratio improvement

10x faster model build

50% faster quote to bind

models built in
nine months

Richer data capture for decision making

Seamless data integrations

Improved actuary-underwriter collaboration

drop in model
build time

Aviva fast tracks model deployment with hx

Built 20 different pricing models in just 9-months

New policy creation cut to 5-10 minutes from 1hr

Leading insurers prefer hx

$60bn

GWP contracted on the hx platform annually

2-3% loss ratio improvement

10x faster model build

50% faster quote to bind

models built in
nine months

Richer data capture for decision making

Seamless data integrations

Improved actuary-underwriter collaboration

drop in model
build time

Aviva fast tracks model deployment with hx

Built 20 different pricing models in just 9-months

New policy creation cut to 5-10 minutes from 1hr

Solutions tailored for every role

Win better risks in half
the time

Manual underwriting keeps you buried in submission details when you should be focused on strategic risks, broker relationships, and portfolio optimization.

hx automates the mundane work and accelerates decisioning so you can quote faster, price smarter, and compete from a position of strength.

Learn how

Underwriters

Actuaries

Technology

Win better risks in half
the time

Manual underwriting keeps you buried in submission details when you should be focused on strategic risks, broker relationships, and portfolio optimization.

hx automates the mundane work and accelerates decisioning so you can quote faster, price smarter, and compete from a position of strength.

Learn how

Underwriters

Build and deploy models 10x faster

Actuaries should be driving strategy, not wrestling with spreadsheets. hx lets you build sophisticated pricing models in minutes, deploy them to underwriters instantly, and focus on innovation that moves the business forward.

Learn how

Actuaries

Accelerate and de-risk transformation

Transformation doesn't have to take years. hx unifies fragmented data and business logic in one composable platform, so you can deploy AI-powered underwriting workflows in weeks and continuously build on top of them as your needs evolve.

Learn how

Technology

Win better risks in half
the time

Manual underwriting keeps you buried in submission details when you should be focused on strategic risks, broker relationships, and portfolio optimization.

hx automates the mundane work and accelerates decisioning so you can quote faster, price smarter, and compete from a position of strength.

Learn how

Underwriters