Yes, hx is designed to work with your current technology stack through APIs and connectors. The platform connects data and workflows across systems rather than requiring you to replace existing infrastructure, making implementation smoother and faster.

hx is built for commercial P&C underwriting across specialty lines, with particular strength in complex risks that require sophisticated pricing and risk assessment. The platform handles the data complexity and decision context needed for commercial lines underwriting at enterprise scale.

hx preserves your existing underwriting logic and judgment contained in spreadsheets and provides AI tooling to convert logic into Python-based pricing models. The platform maintains full transparency and control over pricing models, so underwriters can trust and validate the AI recommendations in our in-built Underwriting Agent.

hx is SOC2 Type 2 and ISO 27001:2022 certified with enterprise-grade security controls designed for sensitive underwriting data. The platform maintains full audit trails for every decision, rule change, and model update to support regulatory review and internal governance requirements.

hx provides real-time portfolio insights that replace outdated reports, letting you adjust appetite and pricing proactively as market conditions change. You can steer strategy before competitors react, with visibility into performance trends, exposure concentrations, and emerging risks across your book.

Most underwriting teams see immediate capacity gains from automated triage and admin reduction. Pricing precision improvements develop over the first few months through the iterative deployment of improved pricing models. From there, pricing data is generated, captured, analysed, and fed back to support on-the-ground pricing decisions and portfolio steering.

Underwriting teams can see up to 3–6% combined ratio improvements. These improvements come from more precise risk selection, faster pricing adjustments, and better portfolio steering based on real-time insights rather than outdated reports.

hx eliminates manual admin work through automated submission ingestion, triage scoring, and streamlined pricing and risk assessment workflows. Most underwriting teams can quote up to 2× more submissions while maintaining their current risk selection standards, letting you redeploy capacity to focus on complex, high-value risks that require human judgment.